Are credit card companies insane?

So I just finished doing my taxes for the year and I went outside to my car to get a stamp for the envelope. On my way back inside I checked the mail to see if there is anything cool for me. Well there wasn't but there was a credit card application. I never look at them because I get about 5000 a year and I dont want/need a credit in my life. I have my Guitar Center card : ) and that is all I need.

But I decided to check this one over and see what they have to say. Well first off they want to give me a Chase Manhatten Bank Platnum Visa with a $100,000 limit. An amount like that can be summed with one easy movement, my jaw crashing to the floor. Ontop of the limit they are gonna put a 1.99% APR on it and no annual fees.

Do these know who I am? I love to buy things, spend money, but I am no fool. Credit is a dangerous game my friends and if you just stumble into it like a kid in a candy store you are bound to get your ass reemed. That is just insane. $100,000. Do you know what I could do with 100K. A lot but I am not gonna do a single thing because I cannot afford 100K. Credit Card companies. Invented to rape the naive college student.

Comments

Post a Comment

Popular posts from this blog

This book should not exist

Image
It's late on a mid-October 2015 night and I am struggling with whether I should buy a $1,200 last-minute ticket to California to be with my family for my mother's emergency brain surgery. A week prior everyone was together in my house for an adventurous weekend climbing a wind turbine and celebrating my grandmother's 90th birthday, now we are on the eve of my mom going under the gamma knife for emergency brain surgery. Turns out she has a size-able tumor growing on the surface of her brain.   It's a bit of miracle that the tumor was discovered in the first place as my mom's routine cancer screenings didn't usually include brain scans; however, she had been complaining of blurry vision and balance issues, plus she had become quite irritable having been pushed to take FMLA from work to deal with what she thought was post-cancer "brain fog." Thankfully her doctor had the good sense to add it all up and include her brain in her next cancer scan. Sure enou...
Read more

Finding "Clarity" in 1999

Image
I distinctly remember Tuesday, February 23, 1999. I was still living in Iowa and immediately after school let out I road with a friend to Best Buy so he could pick up Eminem's freshly released second album. Always down for a hang, I road along as there was one album I had read about and wanted to see if it was in stores. That album was Jimmy Eat World's Clarity . On the ride home I didn't bother asking to put in my purchase as my friend was not a rock fan. So for the next hour or so of cruising we blasted Slim Shady at painful volumes. For those uninitiated, this was the "Hi! My name is (ticka ticka) Slim Shady" album. I was indifferent to rap so it got a little long and tiresome by roughly the third time through the album. When I finally listened to Clarity it underwhelmed. Nothing on the album is lyrically hook centered on kinetically riff focused like later Jimmy Eat World releases. For a 16 year-old ska and pop punk super fan, Clarity go...
Read more

My Favorite Creative

Image
As I type this two drastically different things are happening; I'm in California for a film festival and my mother, Linda Boberg, is lying in a Des Moines hospice bed. In fact she started hospice care the day I flew out here. As you can imagine, I'm experiencing quite the emotional tug of war. When you have a kid you commonly examine where they get certain traits. I've always been able to parse that I get my emotional, empathetic tendencies from my mother and my pragmatic, compartmentalizing skills from my Dad (another raging tug of war at the moment). This list could go on forever, but one thing I've never fully understood is where my creative drive came from. Now with the writing on the wall, it's obvious my mom flipped the creativity switch. It wasn't until my Mom self-published a novel at 65 years old that I understood how creative she is. In the last three years she's self published half a dozen books and written many more. Her first bout of cancer in 2...
Read more